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      Exclusive rewards

      Save more, enjoy more

      Looking to provide your family with comprehensive health protection while also treating them to an amazing trip to Japan? Enrol in the Cigna Cathay Premier Health Plan through Cathay to get triple rewards and a discount of up to 50% on your first year’s premium. Take family of 4 as an example, the whole family can save up to HKD12,600 per year and enjoy annual benefit limit of up to HKD30 million, embrace a rewarding healthy journey.

      *Premium is calculated based on the age and gender mentioned in above examples who are non-smokers, and selecting the Asia semi-private room plan with an HKD15,000 deductible

      * Miles depend on number of policies purchased
      ^ Rewards shall be rounded to the nearest number

      Health Coverage

      Protecting all families

      Cigna Cathay Premier Health Plan meets the needs of different life stages and suitable for every family.

      Annual benefit limit of up to HKD30 million

      Insured individuals can have an annual benefit limit of up to HKD30 million. There is no lifetime benefit limit. 

      Cashless medical services

      Experience “cashless medical services”. This means you will not need to pay deposit to the medical providers, and need not to worry about claims after discharge*. Just focus on your recovery. Let us take care of you, while you take care of yourself.

      *Subject to prior approval, annual benefit limit, designated room type and area of cover.
      Terms and conditions apply.

      Pregnancy support

      This plan covers pregnancy complications and provides pregnancy, prenatal and postpartum support*.

      Baby protection

       Enrol in this plan 15 days after your baby is born, ensuring comprehensive health coverage for your child from an early age.

      *1-year waiting period applies

      Coverage areas

      Optional Area of Cover Upgrade Guarantee to fit your need

      Global medical support

      Easily access medical support across a global network of over 1.5 million medical providers upon pre-approval*.

      *Subject to annual benefit limit, designated room type and area of cover.
      Terms and conditions apply.

      Plan details

      Cigna Cathay Premier Health Plan – Coverage summary

      Choose the coverage that suites on your needs
      Plan 1 Plan 2 Plan 3
      Room Type

      (Hong Kong/Macau)​
      Standard Ward Semi-Private Room Standard Private Room
      Room Type

      (Outside Hong Kong/Macau)​
      Standard Private Room
      Deductible​ HKD0/ HKD15,000/ HKD30,000 HKD0/ HKD15,000/ HKD30,000/ HKD60,000
      Annual Benefit Limit

      (Applies to Basic Benefits​)​
      HKD10M HKD20M HKD30M
      Lifetime Benefit Limit

      (Applies to Basic Benefits)​
      Unlimited
      Key inpatient benefits​ Fully covered

      For more coverage details, download product brochure