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The most rewarding health plan for your family – Cigna Cathay Premier Health Plan
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Exclusive rewards
Save more, enjoy more
*Premium is calculated based on the age and gender mentioned in above examples who are non-smokers, and selecting the Asia semi-private room plan with an HKD15,000 deductible
Boost your rewards and earn up to 75,000
Want to earn up to 75,000? Here's an example of how you can do it. A family of four can enrol in the Cigna Cathay Premier Health Plan—with two adults and two children under the age of 18. In addition to earning welcome and bonus rewards, you can earn up to 50,000 by joining our wellness journey, enough to redeem two round-trip tickets to Japan! What's more, complete daily goals in wellness journey can reward you up to 25,000. Start accumulating awards today and reach up to 75,000.
* Miles depend on number of policies purchased
^ Rewards shall be rounded to the nearest number
Health Coverage
Protecting all families
Annual benefit limit of up to HKD30 million
Insured individuals can have an annual benefit limit of up to HKD30 million. There is no lifetime benefit limit.
Cashless medical services
Experience “cashless medical services”. This means you will not need to pay deposit to the medical providers, and need not to worry about claims after discharge*. Just focus on your recovery. Let us take care of you, while you take care of yourself.
*Subject to prior approval, annual benefit limit, designated room type and area of cover.
Terms and conditions apply.
Pregnancy support
This plan covers pregnancy complications and provides pregnancy, prenatal and postpartum support*.
Baby protection
Enrol in this plan 15 days after your baby is born, ensuring comprehensive health coverage for your child from an early age.
*1-year waiting period applies
Coverage areas
Optional Area of Cover Upgrade Guarantee to fit your need
Global medical support
Easily access medical support across a global network of over 1.5 million medical providers upon pre-approval*.
*Subject to annual benefit limit, designated room type and area of cover.
Terms and conditions apply.
Plan details
Cigna Cathay Premier Health Plan – Coverage summary
| Plan 1 | Plan 2 | Plan 3 | |
| Room Type (Hong Kong/Macau) |
Standard Ward | Semi-Private Room | Standard Private Room |
| Room Type (Outside Hong Kong/Macau) |
Standard Private Room | ||
| Deductible | HKD0／ HKD15,000／ HKD30,000 | HKD0／ HKD15,000／ HKD30,000／ HKD60,000 | |
| Annual Benefit Limit (Applies to Basic Benefits) |
HKD10M | HKD20M | HKD30M |
| Lifetime Benefit Limit (Applies to Basic Benefits) |
Unlimited | ||
| Key inpatient benefits | Fully covered | ||
For more coverage details, download product brochure
- Welcome offer terms and conditions apply.
- Premium discount offer terms and conditions apply.
- Wellness journey terms and conditions apply.
- Bonus miles terms and conditions apply.
- China - Mainland, Hong Kong, Macao, Taiwan regions
- Hong Kong SAR - English
- Chinese Mainland (China) - English
- Taiwan China - English
- 香港特別行政區 - 繁體中文
- 中国內地 - 简体中文
- 中國台灣 - 繁體中文
- Africa
- South Africa - English
- Asia
- Bangladesh - English
- Korea - English
- Singapore - English
- Cambodia - English
- 한국 - 한국어
- Sri Lanka - English
- India - English
- Malaysia - English
- Thailand - English
- Indonesia - English
- Maldives - English
- ประเทศไทย - ภาษาไทย
- Indonesia - Bahasa Indonesia
- Myanmar - English
- Vietnam - English
- Japan - English
- Nepal - English
- Việt Nam - tiếng Việt
- 日本 - 日本語
- Philippines - English
- Australasia
- Australia - English
- New Zealand - English